Canoeing/Kayaking Travel Insurance

What is Canoeing/Kayaking?

Canoeing and kayaking involve paddling a small craft through waterways. White Water Grade 5 represents very difficult, obstructed, or very violent rapids which expose a paddler to added risk. It requires advanced paddling skills and is popular among thrill-seekers looking for an adrenaline rush.

Do I Need Travel Insurance for Canoeing/Kayaking?

Yes. Canoeing and kayaking, especially on White Water Grade 5, can be dangerous and lead to injuries or equipment loss. Travel insurance can help cover medical expenses, equipment loss, and trip cancellations.

Why Choose Us?

• Specialist cover for canoeing/kayaking and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for both new and experienced paddlers
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Canoeing/Kayaking Travel Insurance?

Our canoeing/kayaking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Canoeing/Kayaking?

Typically, no. Most basic policies exclude high-risk activities like white water paddling. You need a dedicated policy that specifically includes canoeing/kayaking for full protection.

Can I Get Canoeing/Kayaking Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Canoeing/Kayaking Travel Insurance?

Many policies offer cover up to age 65 or 70. If you're in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Canoeing/Kayaking Destinations

• USA – Colorado River and Gauley River known for challenging rapids
• Nepal – Sun Kosi and Karnali rivers offer world-class river trips
• New Zealand – Shotover and Kaituna rivers are popular for their scenic and challenging routes
• Canada – Ottawa River provides big waves and clean lines for a thrilling experience
• Chile – Futaleufú River is renowned for its blue waters and fierce rapids

What to Pack for a Canoeing/Kayaking Trip

• Canoe or kayak and paddles (with protective cases)
• Life jacket and helmet (mandatory for safety)
• Waterproof clothing and footwear
• Dry bags for personal items
• Personal ID, insurance documents, and emergency contacts
• Repair kit for on-site adjustments

Common Canoeing/Kayaking Injuries and How Insurance Helps

While exhilarating, canoeing/kayaking can cause:

• Impact injuries from collisions with rocks or other obstacles
• Sprains or strains from paddling or maneuvering
• Submersion injuries or near-drowning incidents
• Hypothermia or dehydration

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Canoeing/Kayaking

• Always wear a life jacket and helmet
• Check weather conditions before leaving