Canoeing/Kayaking Travel Insurance

What is Canoeing/Kayaking?

Canoeing and kayaking are paddling sports where participants navigate waterways in a canoe or kayak. These activities range from calm, scenic paddles on lakes and gentle rivers to challenging white water rapids. They are popular for both recreation and competitive sport, emphasizing skill, endurance, and interaction with nature.

Do I Need Travel Insurance for Canoeing/Kayaking?

Yes. Canoeing and kayaking in white water conditions can pose risks such as capsizing, collision, and injuries from rocks or other obstacles. Travel insurance can help cover medical expenses, loss of equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for canoeing/kayaking and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for beginners and experienced paddlers
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Canoeing/Kayaking Travel Insurance?

Our canoeing/kayaking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Canoeing/Kayaking?

Typically, no. Most basic policies exclude high-risk water sports. You need a dedicated policy that specifically includes canoeing/kayaking for full protection.

Can I Get Canoeing/Kayaking Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Canoeing/Kayaking Travel Insurance?

Many policies offer cover up to age 65 or 70. If you're in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Canoeing/Kayaking Destinations

• USA – Colorado River and Salmon River for exciting rapids
• Canada – Ottawa River and Algonquin Park for diverse water trails
• New Zealand – Whanganui River and Shotover River for scenic and thrilling rides
• Norway – Sjoa River for world-class white water experiences
• Costa Rica – Pacuare River for tropical river adventures

What to Pack for a Canoeing/Kayaking Trip

• Canoe or kayak and paddles (with protective cases)
• Life jacket and helmet (mandatory for safety)
• Waterproof clothing and footwear
• Dry bags for personal items and electronics
• Personal ID, insurance documents, and emergency contacts
• Repair kit for on-site adjustments

Common Canoeing/Kayaking Injuries and How Insurance Helps

While generally safe, canoeing/kayaking can still cause:

• Impact injuries from paddles or collisions
• Sprains or strains from maneuvering or portaging
• Minor cuts or bruises from contact with equipment or natural features
• Hypothermia or dehydration during prolonged exposure

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Canoeing/Kayaking

• Always wear a life jacket and helmet
• Check weather conditions and water levels before heading out
• Buddy System - consider going with a friend