Cycling Travel Insurance

What is Cycling?

Cycling is a versatile activity that ranges from casual riding to competitive racing. It involves the use of bicycles for transport, recreation, exercise, or sport. People engage in cycling on various terrains and for various distances, from short local rides to long-distance tours and intense road or mountain bike races.

Do I Need Travel Insurance for Cycling?

Yes. Cycling can result in injuries from falls, collisions, or during challenging rides. If you're traveling abroad for cycling tours or races, travel insurance can help cover medical expenses, lost or damaged equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for cycling and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new riders and experienced cyclists
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Cycling Travel Insurance?

Our cycling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during rides.

Does Standard Travel Insurance Cover Cycling?

Typically, no. Most basic policies exclude high-risk activities like competitive cycling. You need a dedicated policy that specifically includes cycling for full protection.

Can I Get Cycling Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Cycling Travel Insurance?

Many policies offer cover up to age 65 or 70. If you're in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Cycling Destinations

• France – Famous for the Tour de France and scenic countryside routes
• Italy – Known for its challenging mountain passes and historic landscapes
• Netherlands – Renowned for its flat, bike-friendly cityscapes and rural routes
• Spain – Offers diverse terrains from coastal rides to mountainous climbs
• USA – Hosts a variety of cycling tours and events across its vast landscapes

What to Pack for a Cycling Trip

• Bicycle (with protective case for travel)
• Helmet and other necessary safety gear
• Appropriate clothing for different weather conditions
• Repair kit including spare tubes, tools, and a pump
• Navigation aids like maps or GPS device
• Hydration packs and nutrition

Common Cycling Injuries and How Insurance Helps

While cycling is enjoyable, it can lead to:

• Scrapes or bruises from falls
• More serious injuries like fractures or head injuries
• Dehydration or heat exhaustion on long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Cycling

• Always wear a helmet and appropriate safety gear
• Check your bike before each ride
• Stay hydrated and eat properly on longer rides
• Follow traffic rules and use bike lanes where available
• Plan your route and check weather conditions