Hiking Travel Insurance

What is Hiking/Trekking?

Hiking and trekking involve walking in nature on different terrains and elevations. It's a popular activity for those looking to explore natural environments, from the majestic Kilimanjaro to the historic Inca Trail. These activities not only provide physical challenges but also offer unique cultural and scenic experiences.

Do I Need Travel Insurance for Hiking/Trekking?

Yes. Hiking and trekking can lead to unexpected situations such as injuries, weather changes, or lost equipment. Travel insurance is crucial to cover medical expenses, gear loss, and trip cancellations, ensuring peace of mind on your adventure.

Why Choose Us?

• Specialist cover for hiking and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new and experienced hikers
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Hiking Travel Insurance?

Our hiking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during your hike.

Does Standard Travel Insurance Cover Hiking?

Typically, no. Most basic policies exclude high-risk activities like hiking at high elevations. You need a dedicated policy that specifically includes hiking for full protection.

Can I Get Hiking Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Hiking Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Hiking Destinations

• Tanzania – Climb the iconic Kilimanjaro
• Peru – Trek the ancient Inca Trail to Machu Picchu
• Nepal – Explore the trails of Everest Base Camp
• Switzerland – Enjoy the Alpine paths in the Bernese Oberland
• USA – Discover the vast trails of Yosemite and Yellowstone

What to Pack for a Hiking Trip

• Durable hiking boots and clothing
• Navigation tools like a map and compass
• Weather-appropriate gear (e.g., raincoat, thermal layers)
• Food, water, and basic first aid kit
• Personal ID, insurance documents, and emergency contacts
• Sun protection (hat, sunscreen, sunglasses)

Common Hiking Injuries and How Insurance Helps

While hiking is generally safe, it can still cause:

• Sprains or fractures from slips or falls
• Altitude sickness in high-elevation areas
• Dehydration or heat stroke
• Minor cuts or bruises from rough terrain

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Enjoyable Hiking

• Always plan your route and check weather conditions
• Carry enough food, water, and emergency supplies
• Wear appropriate footwear and clothing
• Stay on marked trails and respect wildlife
• Inform someone of your itinerary and expected return