Call 0330 880 3600 Calls may be monitored or recorded. Opening Times.

Hiking Travel Insurance

Cover for hiking and related injuries

Protection for your hiking gear

Instant online quotes for hiking travel insurance

Get a Quote

Over 120+ activities are included free of charge

What is Hiking?

Hiking involves walking in natural environments, often on hiking trails. It is a popular activity that combines physical exercise with an appreciation of nature and landscape. Hiking varies greatly in challenge, from short, local walks to extended treks in challenging terrain.

Do I Need Travel Insurance for Hiking?

Yes. While hiking is generally safe, accidents can happen, such as slips, falls, or sudden illnesses. Travel insurance can help cover medical expenses, lost or damaged gear, and trip cancellations due to unforeseen events.

Hiker with backpack walking on a mountain trail

Our Hiking Travel Insurance Policies Include:

  • Emergency medical expenses after hiking-related injuries
  • Cover for lost, stolen, or damaged hiking gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for hiking and outdoor activities
  • Customisable policies for individuals or group trips
  • Protection for novice hikers and experienced trekkers
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Hiking Travel Insurance?

Our hiking travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during your hike.

Does Standard Travel Insurance Cover Hiking?

Typically, yes. Most basic policies include hiking up to certain altitudes, but always check if higher-risk activities are covered. You might need a dedicated policy for more extreme hiking adventures.

Can I Get Hiking Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Hiking Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Hiking Destinations

  • Nepal – Home to the famous Annapurna and Everest Base Camp treks
  • Switzerland – Known for its well-maintained trails and Alpine scenery
  • New Zealand – Offers diverse landscapes and the renowned Milford Track
  • USA – Hosts a variety of trails from the Appalachian Trail to the Pacific Crest Trail
  • Canada – Known for its rugged wilderness and extensive trail networks

What to Pack for a Hiking Trip

  • Durable hiking boots
  • Weather-appropriate clothing (layering is key)
  • Navigation tools like a map and compass
  • Food and water supplies, plus a way to purify water
  • First-aid kit
  • Emergency shelter

Common Hiking Injuries and How Insurance Helps

While hiking is enjoyable, it can pose risks:

  • Sprains or fractures from slips or falls
  • Dehydration or heatstroke
  • Altitude sickness in higher elevations
  • Scrapes or cuts from rough terrain

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Enjoyable Hiking

  • Always check the weather before heading out
  • Inform someone about your hiking plan and expected return
  • Stay on marked trails and maintain a reasonable pace
  • Carry all necessary safety gear and know how to use it
  • Stay hydrated and nourished, and take breaks as needed
Get A Quote

Some of our other interesting articles