Horse Riding Travel Insurance

What is Horse Riding?

Horse riding, or equestrianism, involves the skill of riding, driving, or vaulting with horses. This broad description includes recreational riding as well as competitive sports. Horse riding emphasizes the bond between rider and horse, requiring skill, balance, and coordination.

Do I Need Travel Insurance for Horse Riding?

Yes. Horse riding can result in injuries from falls or kicks. If you’re traveling for horse riding tours or events, travel insurance helps protect you against medical expenses, lost equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for horse riding and outdoor activities
• Customisable policies for individuals or group trips
• Protection for both casual riders and competitive equestrians
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Horse Riding Travel Insurance?

Our horse riding travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during riding.

Does Standard Travel Insurance Cover Horse Riding?

Typically, no. Most basic policies exclude high-risk activities like horse riding. You need a dedicated policy that specifically includes horse riding for full protection.

Can I Get Horse Riding Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Horse Riding Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Horse Riding Destinations

• USA – Explore the vast trails of the Rocky Mountains or the scenic routes in Kentucky.
• Argentina – Experience the gaucho lifestyle with horse riding adventures in the Pampas.
• UK – Enjoy the historic bridle paths through England, Scotland, and Wales.
• Mongolia – Ride through the steppes and participate in traditional horse festivals.
• Spain – Discover the Andalusian countryside on horseback.

What to Pack for a Horse Riding Trip

• Riding boots and helmet
• Comfortable riding clothing
• Gloves and riding crop (if used)
• Personal ID, insurance documents, and emergency contacts
• Basic first aid kit for minor injuries

Common Horse Riding Injuries and How Insurance Helps

While horse riding is enjoyable, it can cause:

• Falls resulting in fractures or concussions
• Sprains or muscle strains
• Minor cuts or bruises from saddles or falls
• Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Horse Riding

• Always wear appropriate safety gear
• Choose a horse suitable for your riding level
• Follow all safety instructions and riding paths
• Stay hydrated and take breaks as needed
• Ensure your equipment is well-maintained