Motorcycle Travel Insurance

What is Motorcycling?

Motorcycling involves riding a motorcycle, either for travel, recreation, or sport. It requires skill and balance, and can vary from casual road trips to competitive racing. Motorcycling is celebrated for the sense of freedom it offers and the close-knit community it fosters among enthusiasts.

Do I Need Travel Insurance for Motorcycling?

Yes. Motorcycling can be risky and accidents may happen, resulting in injuries or damage to your motorcycle. If you’re traveling abroad or even domestically, having travel insurance can help cover medical expenses, damage to your motorcycle, and trip cancellations.

Why Choose Us?

• Specialist cover for motorcycling and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new riders and experienced motorcyclists
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Motorcycle Travel Insurance?

Our motorcycle travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents while riding.

Does Standard Travel Insurance Cover Motorcycling?

Typically, no. Most basic policies exclude high-risk activities like motorcycling. You need a dedicated policy that specifically includes motorcycling for full protection.

Can I Get Motorcycle Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Motorcycle Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Motorcycling Destinations

• USA – Route 66 and the Pacific Coast Highway offer iconic road trips
• Italy – The Amalfi Coast and the Alps provide scenic rides
• UK – The Scottish Highlands and the Lake District are popular for tours
• France – Ride through the Loire Valley or along the French Riviera
• Spain – Explore the Pyrenees or the coastal roads of Andalusia

What to Pack for a Motorcycling Trip

• Motorcycle (with protective cases)
• Helmet and protective gear
• Appropriate clothing for riding
• Tool kit for on-the-road repairs
• Personal ID, insurance documents, and emergency contacts

Common Motorcycling Injuries and How Insurance Helps

While motorcycling is exhilarating, it can also lead to:

• Fractures or dislocations from falls
• Road rash or burns from slides
• Head injuries, even with helmet protection
• Dehydration or sunburn during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Motorcycling

• Always wear a helmet and appropriate gear
• Check your motorcycle before each trip
• Follow local traffic laws and ride responsibly
• Plan your route and stops for rest