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Off Road Motorcycling Travel Insurance

Cover for off road motorcycling and related injuries

Protection for your motorcycling gear

Instant online quotes for off road motorcycling travel insurance

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What is Off Road Motorcycling?

Off road motorcycling involves riding motorcycles off paved roads, encompassing a variety of terrains such as dirt, mud, gravel, and sand. It requires specialized motorcycles and gear, emphasizing skill, balance, and endurance. Popular among adventure seekers, it's used for both recreational rides and competitive racing.

Do I Need Travel Insurance for Off Road Motorcycling?

Yes. Off road motorcycling can result in injuries due to falls, collisions, or challenging terrains. If you’re traveling for events or personal adventures, travel insurance is crucial for covering medical expenses, lost or damaged equipment, and trip cancellations.

Motorcyclist riding on rough terrain

Our Off Road Motorcycling Travel Insurance Policies Include:

  • Emergency medical expenses after motorcycling-related injuries
  • Cover for lost, stolen, or damaged motorcycling gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for off road motorcycling and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for new riders and experienced motorcyclists
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Off Road Motorcycling Travel Insurance?

Our off road motorcycling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents while riding.

Does Standard Travel Insurance Cover Off Road Motorcycling?

Typically, no. Most basic policies exclude extreme sports including off road motorcycling. You need a dedicated policy that specifically includes it for full protection.

Can I Get Off Road Motorcycling Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Off Road Motorcycling Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Off Road Motorcycling Destinations

  • USA – Famous trails like Moab and the Baja desert
  • Australia – Vast outback adventures
  • Portugal – Diverse terrains from hills to sandy beaches
  • South Africa – Rugged landscapes and scenic routes
  • New Zealand – Trails with breathtaking views

What to Pack for an Off Road Motorcycling Trip

  • Motorcycle (suitable for off road use)
  • Helmet, gloves, and protective gear
  • Repair kit and spare parts
  • GPS and maps for navigation
  • Personal ID, insurance documents, and emergency contacts

Common Off Road Motorcycling Injuries and How Insurance Helps

While generally thrilling, off road motorcycling can cause:

  • Fractures or dislocations from falls
  • Sprains or strains from handling the bike
  • Minor cuts or bruises from debris
  • Exhaustion or dehydration during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Off Road Motorcycling

  • Always wear appropriate safety gear
  • Check your bike and equipment before each ride
  • Stay hydrated and take breaks
  • Follow all trail rules and respect other riders
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