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Off Road Motorcycling Travel Insurance

Cover for off road motorcycling and related injuries

Protection for your motorcycle and gear

Instant online quotes for off road motorcycling travel insurance

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Over 120+ activities are included free of charge

What is Off Road Motorcycling?

Off road motorcycling involves riding motorcycles designed to handle various terrains such as dirt, mud, and gravel. It's a sport that emphasizes skill, control, and endurance, often performed on tracks and natural landscapes. Popular among both recreational and competitive riders, it offers an exhilarating way to explore and challenge oneself in the great outdoors.

Do I Need Travel Insurance for Off Road Motorcycling?

Yes. Off road motorcycling can result in injuries due to falls, collisions, or navigating rough terrain. If you’re traveling for competitions or leisure rides, travel insurance helps protect you against medical expenses, damage to your motorcycle, and trip cancellations.

Off road motorcyclist riding on a dirt track

Our Off Road Motorcycling Travel Insurance Policies Include:

  • Emergency medical expenses after motorcycling-related injuries
  • Cover for lost, stolen, or damaged motorcycling gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for off road motorcycling and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for new riders and experienced motorcyclists
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Off Road Motorcycling Travel Insurance?

Our off road motorcycling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during riding.

Does Standard Travel Insurance Cover Off Road Motorcycling?

Typically, no. Most basic policies exclude high-risk activities like off road motorcycling. You need a dedicated policy that specifically includes it for full protection.

Can I Get Off Road Motorcycling Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Off Road Motorcycling Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Off Road Motorcycling Destinations

  • USA – Famous trails and parks across the country
  • Australia – Vast outback rides and forest trails
  • UK – Diverse terrains from Scotland to Wales
  • Spain – Mountainous tracks and rural paths
  • South Africa – Challenging routes and scenic landscapes

What to Pack for an Off Road Motorcycling Trip

  • Motorcycle (suitable for off road use)
  • Helmet and protective gear (body armor, gloves, boots)
  • Repair kit and spare parts
  • Navigation tools (GPS or maps)
  • Personal ID, insurance documents, and emergency contacts
  • Hydration pack and first-aid kit

Common Off Road Motorcycling Injuries and How Insurance Helps

While it's a thrilling sport, off road motorcycling can cause:

  • Fractures or dislocations from falls
  • Sprains or strains from handling the bike
  • Abrasions or lacerations from accidents
  • Exhaustion or dehydration during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Off Road Motorcycling

  • Always wear appropriate safety gear
  • Check your motorcycle and gear before each ride
  • Stay hydrated and take breaks
  • Follow all safety rules and trail guidelines
  • Be aware of your surroundings and ride within your limits
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