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Off Road Motorcycling Travel Insurance

Cover for off road motorcycling and related injuries

Protection for your motorcycling gear up to 250cc

Instant online quotes for off road motorcycling travel insurance

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What is Off Road Motorcycling?

Off road motorcycling involves riding motorcycles specifically designed to handle rough terrains such as dirt, mud, and gravel. These motorcycles, typically up to 250cc, are lighter and more rugged, and require specific skills for handling challenging landscapes. It’s popular among adventure seekers and those who enjoy motorsports.

Do I Need Travel Insurance for Off Road Motorcycling?

Yes. Off road motorcycling can result in injuries due to falls, collisions, or mechanical failures. If you’re traveling for competitions or leisure rides, travel insurance can help cover medical expenses, lost or damaged equipment, and trip cancellations.

Off road motorcyclist in action

Our Off Road Motorcycling Travel Insurance Policies Include:

  • Emergency medical expenses after motorcycling-related injuries
  • Cover for lost, stolen, or damaged motorcycling gear
  • Trip cancellation or delays due to injury or event disruption
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for off road motorcycling and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for new riders and experienced motorcyclists
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Off Road Motorcycling Travel Insurance?

Our off road motorcycling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during rides.

Does Standard Travel Insurance Cover Off Road Motorcycling?

Typically, no. Most basic policies exclude high-risk activities like off road motorcycling. You need a dedicated policy that specifically includes coverage for motorcycling up to 250cc for full protection.

Can I Get Off Road Motorcycling Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Off Road Motorcycling Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Off Road Motorcycling Destinations

  • USA – Famous trails in California and Colorado
  • Australia – Vast outback rides
  • UK – Challenging trails across Scotland and Wales
  • Spain – Diverse terrains from mountains to forests
  • New Zealand – Scenic routes through rugged landscapes

What to Pack for an Off Road Motorcycling Trip

  • Motorcycle (up to 250cc) with protective cases
  • Helmet and full-body protective gear
  • Durable clothing and footwear
  • Repair kit and spare parts
  • Personal ID, insurance documents, and emergency contacts

Common Off Road Motorcycling Injuries and How Insurance Helps

While it's an exhilarating sport, off road motorcycling can cause:

  • Fractures or dislocations from falls
  • Sprains or strains from handling the bike
  • Abrasions or lacerations from accidents
  • Exhaustion or dehydration during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Off Road Motorcycling

  • Always wear helmet and full-body protection
  • Hydrate regularly and take breaks
  • Ensure your motorcycle is well-maintained
  • Follow all safety rules and trail guidelines
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