Race Day Travel Insurance

What is Race Day?

Race Day refers to events where participants compete in auto or motorcycle racing. These events can range from amateur races at local tracks to professional competitions on international circuits. Emphasis is on speed, vehicle control, and mechanical performance.

Do I Need Travel Insurance for Race Day?

Yes. Racing can result in injuries due to high speeds and potential crashes. If you’re traveling for races, travel insurance helps protect you against medical expenses, lost or damaged equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for racing and high-speed activities
• Customisable policies for individuals or team events
• Protection for amateur racers and professional drivers
• No hidden exclusions – transparent cover for motorsports

What Is Included in Race Day Travel Insurance?

Our race day travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during the event.

Does Standard Travel Insurance Cover Race Day?

Typically, no. Most basic policies exclude high-risk motorsports. You need a dedicated policy that specifically includes racing for full protection.

Can I Get Race Day Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Race Day Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Racing Destinations

• USA – NASCAR and IndyCar events
• Germany – Nürburgring and Hockenheimring for Formula 1 and touring car races
• Italy – Monza and Mugello for high-speed Formula 1 and MotoGP races
• UK – Silverstone and Isle of Man TT for motorcycle racing
• Japan – Suzuka and Fuji Speedway for sports car and Formula 1 races

What to Pack for a Race Day Trip

• Racing suit and helmet (with proper certification)
• Driving gloves and boots
• Personal safety gear like HANS devices
• Tool kit for minor vehicle repairs
• Personal ID, insurance documents, and emergency contacts

Common Racing Injuries and How Insurance Helps

Racing can lead to:

• Concussions or other head injuries (if proper helmets aren’t used)
• Fractures or bruises from high-speed impacts
• Burns from vehicle fires or hot components
• Dehydration or heat exhaustion during long races

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Successful Race Days

• Always wear approved safety gear
• Check weather conditions and adjust driving style accordingly
• Ensure your vehicle is race-ready with pre-event inspections
• Follow all race regulations and safety briefings