Rafting Travel Insurance

What is Rafting?

Rafting, or white water rafting, is an adventurous water sport where participants navigate rivers or other bodies of turbulent water using an inflatable raft. It is known for its thrilling rapids and requires teamwork, physical strength, and strategic paddling. Rafting is popular among thrill-seekers and those looking to experience nature in an exciting way.

Do I Need Travel Insurance for Rafting?

Yes. Rafting can be dangerous, with risks of capsizing, collisions, or injuries from hitting rocks or being thrown from the raft. Travel insurance can cover medical expenses, lost or damaged gear, and trip cancellations, ensuring you're protected during your rafting adventures.

Why Choose Us?

• Specialist cover for rafting and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for beginners and experienced rafters
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Rafting Travel Insurance?

Our rafting travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Rafting?

Typically, no. Most basic policies exclude high-risk activities like rafting. You need a dedicated policy that specifically includes rafting for full protection.

Can I Get Rafting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Rafting Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Rafting Destinations

• USA – Colorado River and Salmon River adventures
• Nepal – Sun Kosi and Trishuli River for scenic and challenging rapids
• New Zealand – Shotover and Kaituna Rivers, known for their beauty and thrills
• Canada – Ottawa River for big waves and continuous rapids
• Chile – Futaleufú River for world-class whitewater rafting

What to Pack for a Rafting Trip

• Waterproof bags for personal items
• Life jackets and helmets (provided by tour operators)
• Quick-dry clothing and appropriate footwear
• High-energy snacks and water bottles
• Personal ID, insurance documents, and emergency contacts
• Sunscreen and insect repellent

Common Rafting Injuries and How Insurance Helps

While rafting is exhilarating, it can lead to:

• Injuries from sudden impacts or falls
• Fractures or dislocations from handling the raft or gear
• Minor cuts or bruises from collisions
• Hypothermia or sunburn depending on weather conditions

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Rafting

• Always wear safety gear like helmets and life jackets
• Listen to your guide’s instructions and stay alert
• Choose a reputable rafting provider with good safety records
• Be aware of the weather and water conditions
• Ensure your fitness level matches the rafting difficulty