Rafting Travel Insurance

What is Rafting?

Rafting is an adventurous water sport where participants navigate rivers or other bodies of water using an inflatable raft. It is known for its thrilling rapids and requires teamwork, physical strength, and strategic paddling. Grades 1-3 rapids offer a mix of mild to moderately challenging waters, suitable for beginners and families.

Do I Need Travel Insurance for Rafting?

Yes. Rafting, especially in unfamiliar or challenging waters, can lead to injuries or accidents. Travel insurance can cover medical expenses, loss of equipment, and cancellations, ensuring peace of mind during your adventure.

Why Choose Us?

• Specialist cover for rafting and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new rafters and experienced adventurers
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Rafting Travel Insurance?

Our rafting travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Rafting?

Typically, no. Most basic policies exclude high-risk water sports. You need a dedicated policy that specifically includes rafting for full protection.

Can I Get Rafting Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Rafting Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Rafting Destinations

• USA – Colorado River and Salmon River for scenic and challenging rapids
• Nepal – Sun Kosi and Trisuli River for breathtaking views and rapids
• New Zealand – Shotover and Kaituna Rivers, known for their beauty and technical rapids
• Canada – Ottawa River for family-friendly trips and expert runs
• Chile – Futaleufú River for crystal clear waters and powerful rapids

What to Pack for a Rafting Trip

• Waterproof bags for personal items
• Life jackets and helmets (provided by tour operators)
• Appropriate water shoes
• Quick-drying clothing
• Personal ID, insurance documents, and emergency contacts
• Snacks and water for longer trips

Common Rafting Injuries and How Insurance Helps

Rafting can cause:

• Minor bruises or cuts from rocks or equipment
• Sprains or strains from paddling or handling the raft
• More severe injuries like fractures or concussions if ejected from the raft
• Hypothermia or sunburn depending on weather conditions

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Rafting

• Always wear a life jacket and helmet
• Listen to your guide’s safety instructions
• Stay hydrated and apply sunscreen
• Be aware of the water conditions and weather forecast
• Respect the river and local regulations