Road Cycling Travel Insurance

What is Road Cycling?

Road cycling is a form of cycling conducted on paved roads, involving both recreational and competitive aspects. It is known for its endurance and tactical elements, often involving long distances and varying terrain. Road cycling is popular as a form of exercise, a competitive sport, and a method of commuting.

Do I Need Travel Insurance for Road Cycling?

Yes. Road cycling can involve risks such as accidents from high speeds, traffic collisions, or falls. If you’re traveling abroad for cycling tours or competitions, travel insurance can help cover medical expenses, lost or damaged equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for road cycling and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new cyclists and experienced riders
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Road Cycling Travel Insurance?

Our road cycling travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during cycling.

Does Standard Travel Insurance Cover Road Cycling?

Typically, no. Most basic policies exclude high-risk activities like road cycling. You need a dedicated policy that specifically includes road cycling for full protection.

Can I Get Road Cycling Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Road Cycling Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Road Cycling Destinations

• France – Famous for the Tour de France, offering diverse and scenic routes
• Italy – Known for its challenging mountain passes and historic landscapes
• Spain – Offers a mix of flat and mountainous routes ideal for all skill levels
• Netherlands – Renowned for its flat, cyclist-friendly infrastructure
• Belgium – Home to classic races like the Tour of Flanders

What to Pack for a Road Cycling Trip

• Road bike (with a protective case for travel)
• Helmet and other necessary safety gear
• Cycling clothing and footwear
• Spare tubes, tools, and maintenance supplies
• Personal ID, insurance documents, and emergency contacts
• Hydration packs and nutrition

Common Road Cycling Injuries and How Insurance Helps

While cycling is enjoyable, it can lead to:

• Fractures or dislocations from falls
• Sprains or strains from overuse
• Road rash or bruises from accidents
• Dehydration or heat stroke during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Road Cycling

• Always wear a helmet and appropriate safety gear
• Follow traffic rules and use cycling lanes where available
• Check your bike and gear before each ride
• Stay hydrated and nourished, especially on long rides
• Plan your route and inform someone of your itinerary