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Sailing Travel Insurance

Cover for sailing and related injuries

Protection for your sailing equipment

Instant online quotes for sailing travel insurance

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Over 120+ activities are included free of charge

What is Sailing?

Sailing involves navigating a boat using sails in open waters. It requires skill in managing the vessel and understanding weather conditions. Sailing can be a peaceful recreational activity or a challenging adventure, depending on the waters and weather conditions.

Do I Need Travel Insurance for Sailing?

Yes. Sailing can lead to situations where you might need rescue or medical assistance, especially when outside territorial waters. Travel insurance can cover unexpected medical expenses, loss of or damage to your sailing equipment, and trip cancellations.

Sailboat navigating through open waters

Our Sailing Travel Insurance Policies Include:

  • Emergency medical expenses after sailing-related injuries
  • Cover for lost, stolen, or damaged sailing gear
  • Trip cancellation or delays due to unforeseen events
  • 24/7 emergency assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for sailing and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for both novice sailors and seasoned mariners
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Sailing Travel Insurance?

Our sailing travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the water.

Does Standard Travel Insurance Cover Sailing?

Typically, no. Most basic policies exclude activities like sailing outside territorial waters. You need a dedicated policy that specifically includes sailing for full protection.

Can I Get Sailing Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Sailing Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Sailing Destinations

  • Caribbean – Ideal for both beginners and experienced sailors with beautiful blue waters and consistent winds
  • Mediterranean – Offers a mix of calm and challenging waters with scenic coastal towns
  • South Pacific – Known for its exotic islands and vibrant marine life
  • New Zealand – Offers diverse sailing experiences from the Bay of Islands to the Marlborough Sounds
  • Greece – Thousands of islands to explore with historical sites and clear waters

What to Pack for a Sailing Trip

  • Navigation tools like GPS, maps, and compass
  • Safety gear including life jackets and flares
  • Appropriate clothing for varying weather conditions
  • Sun protection – sunscreen, hats, and UV-blocking sunglasses
  • Personal ID, insurance documents, and emergency contacts
  • Waterproof bags or containers for keeping personal items dry

Common Sailing Injuries and How Insurance Helps

While sailing is enjoyable, it can pose risks:

  • Overexertion or dehydration
  • Slips or falls on wet surfaces
  • Sunburn or heatstroke
  • Minor cuts or bruises from handling equipment

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Sailing

  • Always check weather conditions before departure
  • Ensure your boat is well-maintained and equipped
  • Wear appropriate safety gear and know your swimming capabilities
  • Stay hydrated and protect yourself from the sun
  • Follow maritime laws and respect marine life
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