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Skiing - Off Piste Travel Insurance

Cover for off-piste skiing with a guide

Protection for your skiing equipment

Instant online quotes for off-piste skiing insurance

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Over 120+ activities are included free of charge

What is Off-Piste Skiing?

Off-piste skiing involves skiing in the backcountry on unmarked or unpatrolled areas outside of official ski resort boundaries. It requires advanced skills as it involves variable terrain, including deep snow and steep slopes, often accessed with a guide for safety.

Do I Need Travel Insurance for Off-Piste Skiing?

Yes. Off-piste skiing can pose risks such as avalanches, hidden obstacles, and sudden weather changes. Travel insurance is crucial to cover potential rescue operations, medical expenses, and equipment loss.

Skier in deep snow off-piste

Our Off-Piste Skiing Travel Insurance Policies Include:

  • Emergency medical expenses after skiing-related injuries
  • Cover for lost, stolen, or damaged skiing gear
  • Trip cancellation or delays due to unforeseen events
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for off-piste skiing and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for both new and experienced skiers
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Off-Piste Skiing Travel Insurance?

Our off-piste skiing travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents.

Does Standard Travel Insurance Cover Off-Piste Skiing?

Typically, no. Most basic policies exclude high-risk activities like off-piste skiing. You need a dedicated policy that specifically includes off-piste skiing for full protection.

Can I Get Off-Piste Skiing Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Off-Piste Skiing Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Off-Piste Skiing Destinations

  • France – Chamonix and La Grave for legendary routes
  • Switzerland – Verbier and Zermatt offer extensive off-piste terrains
  • Canada – Whistler and Revelstoke are known for deep powder
  • USA – Jackson Hole and Telluride for challenging slopes
  • Austria – St. Anton am Arlberg provides a mix of alpine challenges

What to Pack for an Off-Piste Skiing Trip

  • Ski equipment (skis, poles, boots)
  • Avalanche safety kit (transceiver, probe, shovel)
  • Appropriate clothing for cold and variable weather
  • Energy snacks and hydration system
  • Personal ID, insurance documents, and emergency contacts
  • Navigation tools (GPS, map)

Common Skiing Injuries and How Insurance Helps

While skiing is exhilarating, it can cause:

  • Knee ligament injuries
  • Fractures due to falls or collisions
  • Head injuries despite helmet use
  • Frostbite or hypothermia in extreme conditions

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Off-Piste Skiing

  • Always ski with a guide or in a group
  • Check avalanche risk forecasts and be prepared
  • Carry and know how to use your avalanche safety equipment
  • Respect the mountain and weather conditions
  • Ensure your equipment is well-maintained
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