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Skiing - Off Piste Travel Insurance

Cover for off-piste skiing without a guide

Protection for your skiing equipment

Instant online quotes for off-piste skiing insurance

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Over 120+ activities are included free of charge

What is Off-Piste Skiing Without a Guide?

Off-piste skiing involves skiing in the backcountry on unmarked or unpatrolled areas outside of official ski resort boundaries. This type of skiing is done without the guidance of a professional, increasing the adventure and risk factors. It requires good knowledge of the terrain and snow conditions to avoid dangers such as avalanches.

Do I Need Travel Insurance for Off-Piste Skiing Without a Guide?

Yes. Skiing off-piste without a guide can expose you to significant risks such as avalanches, hidden obstacles, and sudden weather changes. Travel insurance can help cover medical expenses, search and rescue costs, and equipment loss or damage.

Skier in deep powder snow

Our Off-Piste Skiing Travel Insurance Policies Include:

  • Emergency medical expenses after skiing-related injuries
  • Cover for lost, stolen, or damaged skiing gear
  • Trip cancellation or delays due to injury or avalanche risk
  • 24/7 emergency medical assistance worldwide
  • Personal liability cover for accidental damage or injury to others

Why Choose Us?

  • Specialist cover for off-piste skiing and high-adrenaline activities
  • Customisable policies for individuals or group trips
  • Protection for both new and experienced skiers
  • No hidden exclusions – transparent cover for adventure sports

What Is Included in Off-Piste Skiing Travel Insurance?

Our off-piste skiing travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents on the slopes.

Does Standard Travel Insurance Cover Off-Piste Skiing Without a Guide?

Typically, no. Most basic policies exclude high-risk activities like off-piste skiing without a guide. You need a dedicated policy that specifically includes this activity for full protection.

Can I Get Off-Piste Skiing Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Off-Piste Skiing Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Off-Piste Skiing Destinations

  • France – Vast areas of unpatrolled terrain in the Alps
  • Switzerland – Renowned for its deep snow and challenging slopes
  • Canada – Famous for heli-skiing and remote backcountry adventures
  • Japan – Known for its powder snow and unique terrain
  • New Zealand – Offers a Southern Hemisphere ski experience with diverse landscapes

What to Pack for an Off-Piste Skiing Trip

  • Ski equipment (skis, poles, boots) with protective cases
  • Avalanche safety kit (transceiver, probe, shovel)
  • Appropriate clothing for extreme cold and changing conditions
  • Navigation tools (GPS, map, compass)
  • Personal ID, insurance documents, and emergency contacts
  • First aid kit and survival gear

Common Skiing Injuries and How Insurance Helps

While skiing is exhilarating, it can also lead to:

  • Knee ligament injuries
  • Fractures due to falls or collisions
  • Head injuries despite helmet use
  • Frostbite or hypothermia in extreme conditions

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Off-Piste Skiing

  • Always carry and know how to use avalanche safety equipment
  • Check weather and avalanche risk forecasts regularly
  • Never ski alone in remote areas
  • Respect local regulations and guidelines
  • Maintain your fitness and skiing skills
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