Snowmobile Travel Insurance

What is Snowmobiling?

Snowmobiling is a winter sport where participants ride motorized vehicles on snow and ice. It is a popular activity for exploration, recreation, and sometimes in competitive races. Snowmobiles offer a thrilling way to explore snowy terrains and are used both for sport and utility.

Do I Need Travel Insurance for Snowmobiling?

Yes. Snowmobiling can result in injuries due to collisions, overturns, or exposure to cold. If you’re traveling to snowy destinations for snowmobiling adventures, travel insurance helps protect you against medical expenses, lost equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for snowmobiling and high-adrenaline activities
• Customisable policies for individuals or group trips
• Protection for new riders and experienced snowmobile enthusiasts
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Snowmobile Travel Insurance?

Our snowmobile travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents during rides.

Does Standard Travel Insurance Cover Snowmobiling?

Typically, no. Most basic policies exclude motorized winter sports. You need a dedicated policy that specifically includes snowmobiling for full protection.

Can I Get Snowmobile Insurance with a Medical Condition?

Often, yes. Declare your condition during the quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Snowmobile Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check the individual provider's terms.

Top International Snowmobiling Destinations

• USA – Trails and parks in Alaska and the Rocky Mountains
• Canada – Vast trails across Quebec and British Columbia
• Sweden – Arctic adventures in Lapland
• Finland – Wilderness tours in the Finnish Lapland
• Russia – Siberian snowmobile expeditions

What to Pack for a Snowmobiling Trip

• Snowmobile (with protective cases)
• Thermal clothing and insulated boots
• Helmet and goggles
• Emergency survival kit and first aid
• Personal ID, insurance documents, and emergency contacts
• Navigation tools like GPS or maps

Common Snowmobiling Injuries and How Insurance Helps

Although generally safe, snowmobiling can still cause:

• Fractures or dislocations from accidents
• Frostbite or hypothermia from cold exposure
• Minor bruises or cuts from falls
• Exhaustion or dehydration during long rides

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Snowmobiling

• Always wear a helmet and proper winter gear
• Check weather conditions and trail maps before heading out
• Maintain your snowmobile and carry necessary repair tools
• Follow all safety rules and ride within your limits
• Stay hydrated and take breaks to avoid fatigue