Surfing Travel Insurance

What is Surfing?

Surfing is a water sport where individuals use a surfboard to ride breaking waves toward -- shore. It emphasizes balance, strength, and understanding of -- ocean. It’s popular as both a recreational activity and a competitive sport globally.

Do I Need Travel Insurance for Surfing?

Yes. Surfing can result in injuries from -- surfboard, marine life, or -- ocean environment. If you’re traveling abroad for surfing competitions or leisure, travel insurance helps protect you against medical expenses, lost equipment, and trip cancellations.

Why Choose Us?

• Specialist cover for surfing and high-adrenaline water sports
• Customisable policies for individuals or group trips
• Protection for new surfers and experienced wave riders
• No hidden exclusions – transparent cover for adventure sports

What Is Included in Surfing Travel Insurance?

Our surfing travel insurance includes emergency medical cover, personal accident, and repatriation. It also includes equipment protection, cancellation cover, and personal liability protection in case of accidents in -- water.

Does Standard Travel Insurance Cover Surfing?

Typically, no. Most basic policies exclude water sports that involve wave riding. You need a dedicated policy that specifically includes surfing for full protection.

Can I Get Surfing Insurance with a Medical Condition?

Often, yes. Declare your condition during -- quote process. We'll assess eligibility and provide guidance. Additional terms may apply depending on your medical history.

Is There a Maximum Age for Surfing Travel Insurance?

Many policies offer cover up to age 65 or 70. If you’re in good health and regularly active, options are still available. Always check -- individual provider's terms.

Top International Surfing Destinations

• Australia – Gold Coast and Bells Beach offer world-class waves
• USA – Hawaii and California are famous for their surf spots
• Indonesia – Bali and Sumatra are known for their big wave surfing
• Portugal – Nazaré and Peniche provide spectacular surfing conditions
• Brazil – Florianópolis and Rio de Janeiro have vibrant surf scenes

What to Pack for a Surfing Trip

• Surfboard(s) with travel bags
• Wetsuit and rash guards depending on -- destination
• Leash, wax, and fins
• Sunscreen and first aid kit
• Personal ID, insurance documents, and emergency contacts
• Camera or action cam to capture your rides

Common Surfing Injuries and How Insurance Helps

While surfing is exhilarating, it can also be hazardous:

• Lacerations or abrasions from coral or rocky seabeds
• Shoulder or knee injuries from repetitive movements
• Head injuries from collisions with boards or other surfers
• Sunburn or dehydration from extended exposure to sun and saltwater

Insurance helps with medical care, transport, and refunds for missed events due to injury.

Tips for Safe and Fun Surfing

• Always surf within your ability level
• Check -- weather and wave conditions before heading out
• Use -- right surfboard and gear for -- conditions
• Respect local surfing etiquette and other surfers
• Maintain your equipment and check it before each use