What gadgets do you cover?

Direct Travel and AllSafe policies offer an additional gadget insurance policy provided by Bastion Insurance Services Ltd on behalf of Brokersure Ltd. and underwritten by Collinson Insurance.

Bastion Insurance Services Ltd. define a ‘gadget’ as: mobile phones, smartphones, iPhones, iPads, tablets, cameras, camera lenses, MP3 players, games consoles, video cameras, GoPros, smartwatches, Bluetooth headsets, satellite navigation devices, PDAs, e-readers, headphones, earphones, earbuds, and laptops. No cover is provided for drones.

You can add one of three levels of cover (if applicable):

1. Bronze - max. claim of £1,000 per person, with a £75 excess
2. Silver - max. claim of £2,000 per person, with a £75 excess
3. Gold - max. claim of £3,000 per person, with a £75 excess

Before travel, your gadget must be in good condition and in full working order prior to taking out this policy. If there is evidence that the damage, theft or loss occurred prior to the policy start date your claim will be refused and no premium refund will be due.

Fit2Travel policies offer the option to add a gadget extension to your policy.

Fit2Travel define a ‘gadget’ as: mobile phones, smartphones, laptops, tablets, digital cameras, MP3 players, CD/DVD players, games consoles, video cameras, camera lenses, Bluetooth headsets, satellite navigation devices, PDAs, e-readers, headphones, earphones, portable health monitoring devices, and wearable technology. No cover is provided for drones.

Their gadget policy is available at one level (if applicable):

1. a max. claim of £1,000 per person, with a £75 excess

Your gadget must be in good working order and in your possession when you start your trip and purchased as new in the UK, or, if purchased as refurbished, was purchased directly from the manufacturer/network provider in the UK.

Related FAQs

1. Do the annual policies cover UK travel?
2. Geographical Area
3. How do I change my area of travel after purchase?
4. Stay safe overseas - visit out TravelAware page from the FCDO