Do I need to tell you each time I travel on an annual policy?

No. If you have purchased an Annual Multi-Trip policy, you are free to travel as and when you decide. There is no requirement for you to contact us unless there has been a change of health since your previous holiday, or you wish to amend your policy in some way.

Please note that AMT duration limits apply and you cannot be outside of the United Kingdom for longer than the maximum duration outlined in your Policy Wording.

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Related FAQs

1. What is travel insurance?
2. Do I actually need travel insurance?
3. When should I buy my travel insurance?
4. I'm travelling today - can I get cover?
5. Can I get travel insurance if I've already travelled?
6. How do you define a UK resident?
7. Is there an excess?
8. Can my family travel separately under an Annual Multi-Trip policy?
9. Can I make changes to my policy after I've bought it?
10. Can I use this policy to work abroad?
11. What is an EHIC or GHIC?
12. Should I take an EHIC/GHIC?
13. What if the FCDO advises against travel?
14. How do I cancel my policy?
15. Where are my policy documents?

Last reviewed 02 Oct 2026