How do I get adequate personal liability cover for driving in USA?
We do not provide personal liability for the use of mechanical vehicles. On this basis, you will need to get personal liability insurance through your car hire company.
Check with the car hire company to see exactly how much third party liability cover is provided. Some car rental companies will only provide the legislated minimum, which varies between states and can be as low as $10,000. We would suggest that you acquire at least $1,000,000 liability cover, which can be purchased separately if it’s not included as standard through your car rental company.
Related FAQs
- How do I make a claim in the event of poor weather?
- Am I covered for disruption due to natural disasters?
- Am I covered for travel disruption caused by the Icelandic volcanic ash incident?
- Am I covered to drive abroad?
- Can I cancel my policy if it does not meet my needs?
- Can I extend an individual trip policy from abroad?
- Can I increase the personal possessions limit?
- Can my family travel independently on an annual policy?
- Can we be insured as a couple on the same annual policy?
- Do you cover cruises?
- Do you provide cover for Scheduled Airline Failure?
- How do you define UK resident?
- How many days can I be abroad on an annual policy?
- How much are my golf clubs insured for?
- Is it possible to extend the trip limit on the annual policies?
- Is the cover per person or per policy?
- Is there an excess?
- Should I contact you each time I travel on my annual policy?
- What is the EHIC?
- Should I take an EHIC card?
- What does a single or individual trip mean?
- What if my Travel Agent is forcing me to take their insurance?
- What if my travel plans are affected by extreme weather conditions?
- What if the staff from the airline I am travelling with go on strike or threaten industrial action?
- What is the single article limit?
- Can I cover my gadgets whilst abroad?
- When is travel insurance necessary?
- When does travel insurance need to be purchased?
- Am I covered if there were to be a terror related attack?
Last reviewed
-
Quick Links
- Country Guides
- Single Trip Travel Insurance
- How to Claim
- Pre-Existing Medical Conditions
- Policy Wordings
- FCDO Travel Advice
- Contact us
- FAQs
Need help?
UK Customer Services0330 880 3600*
Open Monday to Friday 9:00am to 5pm, Saturday 8:30am to 4pm and closed Sundays
Emergency Medical AssistancePlease refer to your Policy Wording
*Calls are recorded for training and monitoring purposes.
