What is the single article limit?

A ‘single article limit’ refers to the maximum amount you can claim for one item, pair, or set, forming part of the personal belongings you have taken on holiday with you. If your personal items and/or baggage is lost, stolen, damaged, or destroyed during your journey, you may be able to make a claim for those items, as per your Policy Wording terms and conditions.

The maximum claim amount for a single article varies across our providers, from no cover at all on the Goodtogo Silver policies, to up to £500 on the Direct Travel Premier Plus policies. Each wording will outline the amount you can claim within the Summary of Cover or Schedule of Benefits.

Please note that excesses may apply in the event you need to make a claim for your baggage and/or personal belongings. These apply per person, per section, per claim - for more information, visit our FAQ ‘Is there an excess?’.

Related FAQs

1. How do I make a claim in the event of poor weather?
2. Am I covered for disruption due to natural disasters?
3. Am I covered for travel disruption caused by the Icelandic volcanic ash incident?
4. Am I covered to drive abroad?
5. Can I cancel my policy if it does not meet my needs?
6. Can I extend an individual trip policy from abroad?
7. Can I increase the personal possessions limit?
8. Can my family travel independently on an annual policy?
9. Can we be insured as a couple on the same annual policy?
10. Do you cover cruises?
11. Do you provide cover for Scheduled Airline Failure?
12. How do I get adequate liability cover for driving in USA?
13. How do you define UK resident?
14. How many days can I be abroad on an annual policy?
15. How much are my golf clubs insured for?
16. Is it possible to extend the trip limit on the annual policies?
17. Is the cover per person or per policy?
18. Is there an excess?
19. Should I contact you each time I travel on my annual policy?
20. What is the EHIC?
21. Should I take an EHIC card?
22. What does a single or individual trip mean?
23. What if my Travel Agent is forcing me to take their insurance?
24. What if my travel plans are affected by extreme weather conditions?
25. What if the staff from the airline I am travelling with go on strike or threaten industrial action?
26. What is the single article limit?
27. Can I cover my gadgets whilst abroad?
28. When is travel insurance necessary?
29. When does travel insurance need to be purchased?
30. Am I covered if there were to be a terror related attack?